income protection Archives — Aqua Wealth
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income protection Tag

Check the policy before buying any insurance, writes Lesley Parker. Read more: The huge growth in ''direct'' selling of insurance, and the high-rotation  television advertising allied with that, has attracted the attention of  financial services regulators. They are keeping an eye on both the quality of the products being sold and  the depth of information consumers are getting. ''Direct life insurance business has been growing at a high rate and is now a  significant proportion of the retail market,'' an executive group member of the  Australian Prudential Regulation Authority,  Ian Laughlin, told a conference  recently. ''We are concerned that the quality of the products and of the business being  written may be poor in some cases. We see examples of expensive products and  high [policy] discontinuance rates.'' The commissioner of the Australian Securities and Investments Commission  (ASIC), Peter Kell, says there's nothing intrinsically wrong...