Aqua Wealth | mortgages
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mortgages Tag

Start off the New Year on the right foot by making sure you choose the right mortgage that suits your needs. Here are 6 mortgage traps to avoid: Honeymoon rates that cost you long term. Watch for honeymoon rates that revert to high interest rates after 6 to 12 months. Any savings you achieve in the first year won't make up for the loss over the term of the loan. Lower rates but higher transaction and account keeping fees. Do your sums to make sure that one saving doesn't outweigh the other. You need to consider the entire cost of the loan - not just the interest rate. Paying for a loan that has all the bells and whistles when you don't use any of the added features anyway. Restrictions on redrawing money or making/extra payments. These are handy options to have but don't assume...

[pullquote-left]House prices across capital cities rose in the three months to June, but it is still cheaper for most Australians to buy a home today than it was a year ago.[/pullquote-left] A national survey of home prices, released on Wednesday, shows the median capital city house price lifted 1.4 per cent in the June quarter, though it remains 3.1 per cent below its level a year ago. Meanwhile, the median price of apartments and other residential dwelling rose 0.4 per cent over the quarter, the Bendigo Bank/Real Estate Institute of Australia Real Estate Market Facts report showed. But those prices were still 0.4 per cent lower for the year. Bendigo and Adelaide Bank executive Dennis Bice said the report suggested the housing market may be gaining momentum. "People have been putting the big decisions, such as up-sizing or downsizing their housing preferences on hold for...

[blue]Article by Michael Pascoe - Sydney Morning Herald - http://www.smh.com.au/business/dont-cut-rates--were-happier-whingeing-20120604-1zra9.html [/blue] Australia has marked the Queen's Diamond Jubilee by relieving the Poms of the  burden of being the world's biggest whingers – the UK now can enjoy the long  weekend and have a happy Olympic Games. Australians, though, have nothing but concentrated misery ahead of them: if  the economy is good, it will only get worse; if the economy is not good, it's  sure to become terrible; if the sun shines, we'll all get melanomas; and so  on. The national talent for highlighting the silver cloud's dark lining is on  display in the fevered calls for the Reserve Bank to cut its cash rate by 50  points tomorrow. Apparently Australia is in dire straits and urgently needs  greater monetary stimulus. Unemployment is skyrocketing, our key trading  partners are down the gurgler, there's no investment...