Lending — Aqua Wealth
Financial Planning, Mortgage Finance & Life Insurance. With over 100 years combined experience, we've got you covered.
finance, financial planning, planning, wealth creation, insurance, mortgages, banking, superannuation, SMSF, lending, LMI, mortgage, mortgage finance, loans, home loans, interest only, budgeting, cashflow management, cash flow, TTR, pension, aged care, retirement, super
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YOUR mortgage finance specialists

Purchasing property and taking out a mortgage can be one of the biggest (and most expensive) decisions of your life. That's why it's important not to rush into things without having sought professional advice so that you understand your options and make informed decisions. Our friendly and experienced team will provide you with the tools you need to make great decisions that will benefit you in both the short and long term. We can help you with home loans, investment loans, SMSF loans, portfolio (line of credit) loans, vehicle finance, equipment finance, commercial finance & deposit bonds among other things.

We can help you with things like...

Buying your first home

Entering the market for the first time can be hard, daunting and even scary. We’ll help simplify everything and guide you through the process to make sure you enter the market ready and feeling comfortable with the road ahead.

Renovating your home

You’ve bought your first home or investment and now you want to make some improvements and add some value to your property. We’ll help you set the foundations to maximize that value.

Refinancing your home loan

You may want to consolidate some debts, get access to equity you’ve built up or simply move to a more competitively priced loan. In either case, we can take the stress and hassle out of everything for you and make things simple and easy.

Purchasing an investment property

When you’re buying as an investor, there’s plenty of considerations to make – sometimes more than buying a home to live in! We’ll help you work out if an investment property is right for you, give you an appropriate investment strategy, work out how much you can afford to spend and can even help compare suburbs and types of property to put you on the front foot in the investment market.

Have a chat with one of our experienced and friendly team today!

You'll love us because we'll help you...

Understand Lenders Mortgage Insurance

Did you know that if you’re borrowing more than 80% of the value of your property, you’ll probably have to pay Lenders Mortgage Insurance (LMI)? But did you know that each lender calculates LMI differently? Our professional team will be able to give you clarity and peace of mind when it comes to understanding LMI.

Select a lender

With a plethora of lenders to choose from, we’re able to ensure you have plenty of options to choose from and help you make the decision that's right for you.

Choose the right loan for your needs

Have you considered things like what type of interest rate (variable or fixed) is right for you? Did you know there are different loans available for different types of people (such as self-employed people, or those with lower deposits)? Did you know that lenders have different requirements when it comes to getting a loan? We’ll handle all of this and give you advice that’s suited to what best suits you.

Help with pre-approval

Want the security of knowing you can spend before you enter the market? Pre-approval is when a lender gives you an approved amount that you can borrow based on fully assessing your financial situation. Let us give you the green light to go out and search for properties you know you can afford and provide you with peace of mind when doing so.

Know the true cost of purchasing property

Loan amounts, stamp duty, purchase prices, government costs loan types… there’s a number of different costs associated with purchasing property. Our experienced team will be able to simplify all of the costs associated with purchasing property and educate you so that you can make informed choices when it comes to choosing your property and the loan that goes with it.

Buy property using your Self-Managed Superannuation Fund (SMSF)

Did you know that it’s possible to buy property using your superannuation funds? You can use a Self-Managed Superannuation Fund (SMSF) to buy residential or commercial property and borrow funds to do so. If you’re a business owner, it’s even possible to purchase your business premises through your SMSF.

With over 18 lenders to choose from, we’re able to select the right lender for you.

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Aqua Wealth Financial Services Pty Ltd ABN 43 152 003 284, Credit Representative Number 421770
National Mortgage Brokers Pty Ltd ABN 88 093 874 376 Australian Credit License 391209

Aqua Wealth Financial Services Pty Ltd has access to a panel of lenders through National Mortgage Brokers Pty Ltd (ACN 093 874 376 / Australian Credit Licence 391209), which is a fully-owned subsidiary of Liberty Financial Pty Ltd (ACN 077 248 983 / Australian Credit Licence 286596).  Aqua Wealth Financial Services Pty Ltd has access to products including those from Liberty Financial.

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Speak with one of our experienced and friendly team today!