Self-Managed Super Funds (or ‘SMSF’s) are the fastest growing choice of retirement vehicle in today’s environment. But there’s more to know than simply its growing popularity. While the idea of buying property using your superannuation funds may sound appealing, there’s a number of things to consider in order to understand whether a Self-Managed Super Fund (SMSF) is right for you. Luckily, we’re experts in that area and can help guide you, making everything simple and easy to understand meaning you can make informed decisions to ensure you get the most out of your superannuation.
Self-Managed Superannuation Funds (or SMSF’s) are one of the fastest growing, and also one of the biggest investment vehicles available.
An SMSF can be cost effective to alternate Retail or Industry Super Funds, however there are so many elements of a SMSF, such as investment control, estate planning, tax control, borrowing, lower costs, pension planning and asset protection that must be properly managed to ensure it works correctly and that its obligations are met.
As of June 2013, the 31% of money held in DIY super funds or SMSF’s exceeds the super money invested via retail funds (26%), industry funds (20%), public sector funds (16%) and corporate super funds (4%).
The team at Aqua Wealth specialize in the SMSF ‘space’ and are well equipped to assist you in establishing and structuring an SMSF that works well for you and one in which you will have complete control over.
We can even help you meet your responsibilities as a trustee and work with you on creating and implementing an investment strategy that takes into account, direct property, direct equities and cash solutions to ensure the SMSF best meets your goals and investment objectives.
If your SMSF is looking to borrow to investment in Residential or Commercial Property our experienced Credit Advisers have access to an extensive panel of lenders that can provide you with the right loan solutions to meet your needs.
Lending to a SMSF is available via a Limited Recourse Borrowing Arrangement “LRBA” which is a complex process that requires the appropriate professional financial advice. The Credit Advisers at Aqua Wealth have a sound understanding of SMSF lending and are here to help you navigate through this process.
Aqua Wealth is a Corporate Authorised Representative of
Paragem Pty Ltd AFSL 297 276 ABN 16 108 571 875
Level 1, 10 Bridge Street, Sydney NSW 2000
This information is of a general nature only and has been provided without taking into account of your objectives, financial situation or needs. Because of this, you should consider whether the information is appropriate in light of your particular objectives, financial situation and needs.